Terms and Conditions

đź“ś Terms & Conditions

Last Updated: 09/01/2025

Welcome to Parent Finance Forum (“the Site,” “the Forum,” “we,” or “us”). By registering, accessing, or using this website, you agree to the following Terms & Conditions. If you do not agree, please do not use the Site.

1. Use of the Forum

  • The Forum is intended for discussions related to parenting, family finances, budgeting, saving, investing, and related topics.
  • You must be 13 years or older to use this Site. If you are under the age of 18, you confirm you have permission from a parent or guardian.
  • You agree to provide accurate information when creating your account.

2. User Content & Conduct

  • You are solely responsible for the content you post, including text, links, and uploaded files.
  • You agree not to post:
    • Offensive, abusive, or discriminatory content.
    • Spam, advertisements, or self-promotion without prior approval.
    • Harmful, illegal, or misleading financial advice.
  • By posting content, you grant us a non-exclusive, worldwide, royalty-free license to display, reproduce, and distribute your content within the Forum.

3. Privacy & Personal Information

  • Do not post personal or sensitive information (yours or others’) such as addresses, financial account numbers, or children’s details.
  • We are not responsible for the misuse of information you voluntarily share on the Forum.
  • See our Privacy Policy for details on how data is handled.

4. Moderation & Enforcement

  • Forum moderators may edit, move, or remove content that violates these Terms or the Forum Rules.
  • Accounts may be suspended or banned for repeated violations.
  • Decisions made by moderators or administrators are final.

5. Intellectual Property

  • All trademarks, logos, and content on this Site (excluding user-generated content) are the property of Parent Finance Forum.
  • You may not copy, reproduce, or redistribute site content without permission.

6. Limitation of Liability

  • The Forum provides general information only and does not constitute professional financial, legal, or tax advice.
  • You agree to use any information at your own risk.
  • The Site is provided “as is” without warranties of any kind.

7. Changes to Terms

  • We may update these Terms & Conditions at any time.
  • Continued use of the Forum after changes take effect means you accept the revised Terms.

8. Governing Law

  • These Terms shall be governed by and construed in accordance with the laws of The United Stated of America.
  • Any disputes will be subject to the jurisdiction of the courts in The United Stated of America.

âś… By creating an account or using the Forum, you acknowledge that you have read, understood, and agree to these Terms & Conditions.